Samsung Pay is one of the major mobile wallets in use today. Now part of Samsung Wallet, the service allows you to store credit cards, debit cards, loyalty cards, and even gift cards on your Galaxy devices. You can use them for in-store, online, and in-app purchases. Like most things Samsung, this service is easy to use. Setting up a mobile wallet is pretty simple. But if it’s your first time, you might wonder how to use Samsung Pay. Follow the steps below to set up your app and use it for all kinds of purchases.
How to Set Up Samsung Pay?
Before you can start using Samsung Pay, you will need to link at least one credit or debit card to your account. The app doesn’t sync data across all devices. If you’re using multiple devices, like a phone, tablet, or watch, you’ll have to configure Samsung Pay on each device. Follow the steps below to set up the service on a Galaxy phone or other devices.
Step 1: Log into Samsung Pay
From the main screen, scroll up to open the Apps screen and swipe to find Samsung Wallet. Tap on the icon, then on the Continue button.
Log into your Samsung account with your email and password. If you have already configured Samsung Pass on your device and saved biometric data, you can use your fingerprint or eye scanner to complete this step.
Once logged in, Samsung Wallet informs you which permissions it uses. Tap on Continue to allow access to the required apps.
Step 2: Input Your Preferred Verification Method
In the next screen, Samsung requires you to set a verification method. This method will be used to verify your identity each time you (or someone else) try to use the Samsung Wallet app. You can use biometric data saved on your device or choose a PIN.
Step 3: Set a PIN
Selecting a biometric ID allows you to log into Samsung Wallet with a fingerprint. However, the app still prompts you to set a 4-digit PIN. Choose something that you’ll remember and continue.
Step 4: Add Samsung Wallet to Quick Access
Quick Access on Galaxy devices allows you to control the phone’s most basic features. You can use it to turn on and off the Wi-Fi or the Airplane Mode or to access apps and features at a tap. If you want to add Samsung Wallet to Quick Access, tap the Add button. Otherwise, tap on Menu at the bottom of the screen.
Samsung Wallet quick access doesn’t appear as a button in the main Quick Access list. Instead, the app adds a handle at the bottom of the main screen that you can swipe up to open the wallet.
Step 5: Add a Payment Card
Samsung Pay is a function of Samsung Wallet that allows you to make payments. To do that, you’ll have to add at least one payment card. To add the card, tap on Payment cards. You can add a card manually or import it from your issuer through a bank app.
If you don’t want to connect to your Mobile Banking app, tap on Add payment card. The wallet will ask you to allow it to take pictures and record videos. If you allow the app to use the Camera, you can simply scan the card. Otherwise, you can add its details manually.
Step 6: Verify your Card
After scanning or adding your card manually, accept your bank’s terms and continue. Choose how to verify your card. These methods can vary based on your card issuer but typically include verification via SMS or Mobile Banking app. Choose your preferred method to verify the card details.
How To Use Samsung Pay for In-Store Purchases?
For in-store purchases, you can use any NFC-enabled device. These include your handset, Galaxy Watch, or a tablet with NFC capabilities, as long as Samsung Wallet is configured on that device.
Step 7: Enable NFC
Configuring Samsung Wallet – or any other mobile wallet – doesn’t turn on NFC automatically. You can do so from the device’s settings or from the Quick Access menu, depending on your device.
To enable it from Quick Access, swipe down on your phone’s main screen to open the app screen. Swipe to find the option and tap on it.
If, instead, you have to enable it from the settings, swipe up on your phone’s main screen to open the Apps screen. Go to Settings, tap on Connectivity, and scroll to find NFC and contactless payments. Swipe the slider next to the option to enable or disable it.
Step 8: Open Samsung Pay
If you enabled Quick Access, you can see the Samsung Wallet handle at the bottom of the screen. Swipe up to open the wallet. Confirm your identity by scanning your fingerprint or inserting your PIN.
Step 9: Make the Payment
If you only saved one card, Samsung Wallet will use it by default as you open the app. Otherwise, swipe to select the card that you want to use. Confirm the card by inserting the PIN or using your fingerprint, then place the back of your phone against the NFC reader to pay.
How to Use Samsung Pay for Online Purchases?
You can use Samsung Pay for online purchases on all websites that accept this payment method.
Step 1: Check if Samsung Pay is Accepted
On the retailer’s website, go to the payments section and check which payment methods it accepts. Samsung Pay only works where it’s listed as an approved method. If the method is accepted, you’ll see the Samsung Pay logo in the list. If the retailer doesn’t accept this payment method, you might be able to use other mobile wallets, such as Google Pay.
Step 2: Select Samsung Pay at Checkout
If Samsung Pay is accepted, simply select this payment method from the list at checkout. Depending on the website, you might be required to agree to terms and conditions. Tap on the payment button when you’re done.
Step 3: Confirm the Purchase
When shopping online, you don’t have to open the Samsung Pay app beforehand. The app will prompt you to authenticate your purchase via biometric security or your PIN.
How to Use Samsung Pay for In-App Purchases?
Using Samsung Pay for in-app purchases is similar to the online method. Add items to your cart and select Samsung Pay at checkout. This option is only available if the retailer supports it. After tapping the payment button, the app will prompt you to authorize the purchase with a fingerprint or PIN.
Samsung Pay is a popular service and now has Samsung Wallet in its ecosystem. You can use it across stores that accept NFC payments, as well as online or in apps at selected merchants. To use Samsung Pay, set up a wallet and save the data of your payment cards. When you’re ready to pay, swipe to select the card that you want to use and confirm the purchase with your fingerprint, another type of biometric data, or a PIN. Beyond payments, you can use Samsung Wallet to store loyalty cards, vouchers, health passes, boarding passes, and digital keys.