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How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos

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How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos

Cash App and Venmo are among the best payment apps in the U.S. Each platform offers convenient transactions for anyone who doesn’t want to involve themselves in complicated money transfer processes. While using any of the apps depends on your choice, what if you want to use both simultaneously? Can you complete an instant transfer from Venmo to Cash App? 

Well, unfortunately, you can’t do it directly. However, transferring money to Cash App is possible in many indirect ways. After making a Venmo account, you won’t actually find a Send to Cash App option in the app. Instead, you can transfer money from Venmo to Cash App through direct deposit or Cash Card. 

Another route is linking your Venmo and Cash App accounts to one bank account that serves as an intermediary. However, this process is more time-consuming, as you will have to first transfer the money from your Venmo to the bank account and then send it to the Cash App account.

Don’t know which option to choose? Worry not; we will guide you through all three ways to transfer money from Venmo to Cash App. So, keep reading till the end!

Why Is It Not Possible to Send an Instant Transfer From Venmo to Cash App?

Although we’re going to show you several different methods that you can transfer money into Cash App from Venmo you might be wondering why it is not possible to simply send an instant transfer from Venmo to Cash App. The simple answer is that there just isn’t a direct connection between the two applications. Venmo and Cash App are rival businesses and both are essentially competing for the same market, so it doesn’t make business sense to allow a direct transfer from one to the other.

However, aside from them being competitors, Venmo and Cash App don’t use the same payment processors which makes impossible for money to be sent from one to the other. None the less, you can still send money from one to the other, just not as an instant transfer. Read on to discover how.

Method #1: Using Direct Deposit

Setting up direct deposit in your Cash App account is the easiest way to send money from Venmo. Doing so will turn your Cash App account into a bank, which your Venmo account can use to transfer money between both apps.

Here is how to get started.

Step 1: Tap the Dollar Sign in Cash App

First, launch Cash App on your device and select the $ sign on the homepage. It will direct you to the My Cash tab. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Click the dollar sign.

Step 2: Choose Cash

On the next screen, select the cash icon from the bottom menu to proceed.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Click on the cash icon.

Step 3: Select Direct Deposit

Now, tap Direct Deposit and Get Account Number. From the pop-up menu, select the Enable Account option.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Hit Get Account Number.

Step 4: Copy Your Account Details

Copy your account details by tapping Copy Account Details under your account info.

Choose both Copy Routing Number and Copy Account Number to copy them to your clipboard. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Copy your routing and account numbers.

Step 5: Open Settings in Venmo App

The next step is to add your Cash App account credentials to the Venmo app. For that, open Venmo and navigate its settings from the three horizontal lines, the hamburger menu. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Click the hamburger menu to open Settings.

Step 6: Select Payment Methods

In the Settings menu, tap the Payment Methods option and choose Add a Bank or Card. Select Bank.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Select Payment Methods.

Step 7: Paste Your Cash App Account Details

Lastly, pick the verification method and paste the Cash App’s copied details (the routing and account numbers) in the correct fields.

Complete the on-screen prompts, and you’re done. Your Cash App account is now acting as a bank, allowing you to transfer money from Venmo to Cash App. You can send funds to and from between both apps just like you do from a standard bank account. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Paste your routing and account numbers

.

Method #2: Using a Cash Card

Another way to transfer money from Venmo to Cash App is through the Cash Card associated with your Cash App account. It will end the need for setting up direct deposit on your Cash App.

Follow the below steps to use your Cash Card for money transfers between both apps.

Step 1: Open Payment Methods in Venmo

Launch Venmo on your device and tap the hamburger menu icon to navigate the app’s settings. In the opened window, choose Payment Methods.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Open Payment Methods in Venmo.

Step 2: Add the Card

Now, tap the Add a Bank or Card option and select Card to proceed. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Hit Add bank or card.

Step 3: Provide Your Cash Card Details

Finally, enter your Cash Card information in the appropriate fields. You’ll have two options to do that — one by typing the details manually and the other through your mobile phone’s camera. The first option is risky as you may enter incorrect card information. So, the second option is recommended. 

Once the Cash Card is linked, you can send money from Venmo to it and use it as you do with any other debit card. After all, the Cash Card is a debit card instead of a credit, so transferring funds from Venmo to it is possible. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Enter your Cash Card information.

Method #3: One Bank

The last method is time-consuming, but it works. You will have to link your Venmo and Cash App accounts to a bank that works as an intermediary between both apps. After connecting them, you can transfer money from Venmo to the bank account and send it to the Cash App.

Here is the entire process.

Step 1: Add the Bank Account to Venmo

Launch the Venmo app and ensure the bank account is added to your account. Also, check if it’s verified since it’s required to transfer money from Venmo to Cash App.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Find your bank.

Step 2: Choose Transfer to Bank

Now, look for the three lines icon on Venmo’s homepage. Click on it, and then select Transfer Money or Transfer to Bank. You can also access this option from the Manage Balance option.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Click Transfer to Bank.

Step 3: Enter the Transfer Amount

The next screen will ask you to enter the funds you want to transfer from Venmo to Cash App. Enter it to move forward. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Enter the amount.

Step 4: Select the Transfer Method

Now, you will have to select the transfer method from the two available choices: Instant and 1-3 Biz Days Transfer.

With the Instant transfer, your money will take up to 30 minutes to send across at a specific fee of 1% of the total amount. Meanwhile, the second option is free, but the transfer takes up to 3 business days. 

After selecting the transfer method, choose your bank account and review the entered details before hitting the Transfer button. You’ve now transferred money from Venmo to the intermediary bank account.

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Select the transfer method, then hit Transfer.

Step 5: Open the Balance Tab in Cash App

Now, launch Cash App and open the Balance tab from the homepage. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Open the Balance tab.

Step 6: Transfer Money from Venmo to Cash App

On the next screen, choose Add Cash and enter the amount you added from Venmo to the intermediary bank for the transfer. Then, hit Add to proceed. Finally, confirm the transfer by verifying yourself through the Touch ID or PIN.

Once it’s successful, the money will be transferred from Venmo to your Cash App. Although the process is a bit lengthy, it’s worth a try. 

How to Transfer Money From Venmo to Cash App: Step-by-Step Guide with Photos
Hit Add Cash.

How Much Money Can You Transfer from Venmo to Cash App?

With an unverified account, you can transfer up to $299.99 weekly from your Venmo account to Cash App. However, this limit can exceed $3,000 a week after completing the verification process.

Here is how you can verify your Venmo account from the app:

  1. First, open Venmo and tap the three horizontal lines from the top to navigate to Settings.
  2. Then, select Identity Verification.
  3. The next screen will then ask you to provide your full legal name, social security number, address, zip code, and date of birth. Enter all these details correctly. 
  4. Now, follow the rest of the on-screen prompts to complete the process. 

Venmo will then respond in two ways. First, it will accept all your provided documents and verify your account instantly. You don’t want to encounter the second response. But if you do, there is nothing to worry about. Venmo Support will ask you to provide more documents for verification, including your U.S. passport, SSN/ITIN assignment letter, driver’s license, or tribal ID card. 

Just provide all these documents and wait 3 business days for Venmo to verify them. You will be notified through email once the process is completed. However, if it’s taking longer than 3 business days, contact Venmo Customer Service for assistance. 

Is Transferring Money from Venmo to Cash App Free?

Venmo charges a service fee for the payment method you choose. For instance, the fee for instant transfers is 1% of the total amount with a $0.25 minimum and $10 maximum deduction. 

Moreover, depositing funds to your credit card has a 3% fee of the total amount. You won’t be charged for any online payment you made through your Venmo account. It includes your credit card as well. 

Don’t Have a Venmo Account? Here is How You Can Top Up Your Cash App

If you’ve been using Cash App for a while, you’d know many other ways to add funds to your account. Without enough balance, you can’t buy your favorite products from your Cash App account.

Follow the below steps to add money to your Cash App account:

  1. First, launch Cash App on your device.
  2. Then, tap the Bank icon from the bottom menu. It will direct you to the Banking tab.
  3. Select Add Cash.
  4. Enter the funds you want to add to your Cash App account.
  5. Hit the Add button to complete the process.

This process tops up your Cash App account from the bank or credit card you have linked to it. So, ensure you have sufficient funds, or this process will fail.

Wrap Up

Venmo and Cash App are two convenient P2P payment apps with the most straightforward interface. Sending and receiving money on either of the platforms is a breeze. In fact, you can even transfer money from Venmo to Cash App and vice versa. Yes, there isn’t a direct way to do so, but you can follow a few workarounds to get it done. 

The first is adding your Cash Card to your Venmo account from the Add Card option. Secondly, you can establish direct deposit in your Cash App account. The last option is to connect your Venmo and Cash App accounts to the same bank account and transfer money from your Venmo account to your bank account, and then send it to Cash App.

Frequently Asked Questions

How do I send money directly from Venmo?

You can send money directly from your Venmo account through the Pay/Request option on the screen’s bottom. Then, search for that person and add them. On the next screen, enter the transfer amount and add a note describing the reason for the payment. Finally, tap Pay to send the money across.

Can you transfer money from Venmo to Cash App?

You can’t transfer money from Venmo to Cash App directly, but there are a few ways to do it indirectly. For instance, you can do it through Direct Deposit on your Cash App account or by connecting your Cash Card to your Venmo account. You can also link your Cash App and Venmo accounts to one bank account and transfer money from Venmo to the bank and then to Cash App.

What cards can I link to Venmo?

You can link credit, prepaid, and debit cards to your Venmo account. The network branded cards, such as MasterCard, Discover, American Express, and Visa cards are also allowed if registered in your name.

Does Venmo transfer instantly?

Instant transfers of Venmo take up to 30 minutes, while standard transactions require 1 to 3 business days to reach the destination account. Bank transfers also take up to 3 business days to complete.

Why can't I transfer money from Venmo?

You won’t be able to transfer money from Venmo if your bank doesn’t support instant transfer platforms. You can confirm it by contacting the bank.

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