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PayPal is a popular payment service with millions of users. With a personal or business PayPal account, you can send and receive money and make secure online purchases. But do you know how to see your PayPal balance? What if you need additional details? Here’s all of the information you need to check your PayPal balance.

Quick Note On Your PayPal Balance

With PayPal, your actual balance is displayed on your dashboard. In other words, if you have $0 in the account, that is what PayPal will show. If you have a negative balance or your account is suspended, you’ll know that too (and have the option to contact PayPal via their phone number or live chat).

It’s also crucial to understand that your balance excludes outstanding or recurring payments. So while everything is usually reflected, you may want to check your account details (more on that in our steps!).

How To See Your Paypal Balance

You can check your PayPal balance on their app or the PayPal website. Your account balance will be visible as soon as you log in, directly on the home page. But for our purposes, we will show you how to view your PayPal balance and more details on your PC.

Step 1: Log In to PayPal

First, you’ll need to log in to PayPal. The easiest way to do this is to add your email and password, but you can also use a one-time code if you don’t like using your password.

Sign into your PayPal.com account.


If you have two-step authentication set up, you’ll need to enter the code to log into your PayPal account.

Once you log in, you’ll see the option to go right to your dashboard. Be sure to click on that button, or you may have to wait 30 seconds to a minute for the new screen to load.

Click proceed to account overview.


Step 2: View Balance

Next, you can easily view your current balance (not the activity of why your balance is what it is, but just the amount) right on the left-hand side of your dashboard.

If you’d like to do more than view your balance, though, go to step 3!

PayPal balance will appear on your dashboard.


Step 3: Click to View Transactions

If you want to see the money coming in and going out and real-time balance, you can do so in one of two ways.

Click Activity tab to view payment history.


The first is by clicking the “Activity” button at the top of your dashboard. From here, you can click “All Transactions” to view your balance and recent transactions from the last 30 days.

Under the payment history, you can see a list of transactions.


The second option is to scroll down until you see the “Recent Activity” box on your dashboard. From there, you can view your transactions from the last week or so, and you can also click on “Activity (including balance and fees)” to get the full transaction list like you would see by clicking “All Transactions”.

Recent activity shows the latest incoming and outgoing payments.


And that’s it! It’s really that simple to check your PayPal balance as well as transactions.

How To See Your Paypal Balance Wrap Up

Having access to your PayPal balance will help you make sure you have enough money in your account to complete payments or if your invoices are being paid on time. And it’s even more helpful as an app because it will always show your country’s primary currency. This makes checking your balance easy!

How To See Your Paypal Balance: In 3 Steps, With Photos FAQs (Frequently Asked Questions) 

Can I create multiple PayPal accounts?

Of course. But you’ll need to be using a different email address. Having two PayPal accounts with the same email address is not possible. You also can’t use the same email address to open both a personal and a business account. You’ll need to use unique login information.

How do I check my PayPal balance on my phone?

You can check your PayPal balance using the mobile browser on your device. Simply repeat the previous instructions using the browser on your phone rather than your computer.

As an alternative, you can get the PayPal app for your device from the iTunes Store or Google Play. You should be able to log right into the app and see the balance at the top of your phone.

Is there a fee to use my PayPal balance?

No, there is no fee to use your PayPal balance online or via their debit card. But, if you transfer money to a bank account and want it immediately, there is a 1.5% fee (up to $15). You can avoid paying the fee by waiting one to three business days.

Why can’t I pay with my PayPal balance?

Any retailer accepting PayPal payments will let you use your PayPal balance or card to pay. Unless you link your bank account or credit card with PayPal, you might not be able to use your balance.

Why do I have a negative PayPal balance?

If you receive a payment but it’s reversed due to a dispute, claim, or chargeback, you will notice a negative balance. But you have 120 days to fix this problem by adding money to pay off the balance.

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