If you just got a new credit card, you may need to update your payment method on every account. But you don’t have to do that when paying for every App Store subscription. We’ll show you how to change your payment method in the App Store on iOS and OSX.
While it can get overwhelming, our simple-to-follow guide will help you update your App Store Payment Method quickly.
How to Change Your Payment Method on the App Store – iOS
Perhaps you just got a new iPhone and are trying to set everything up, or you got a new credit card. If you have your iPhone handy, you can follow these steps to change your App Store payment method.
Step 1: Tap Settings

Unlock your phone and tap the Settings app.
Note: Ensure the iCloud account on your phone is the same one where you need to update the payment method. You can check this at the top of the Settings home page.
Step 2: Click Your Name

Now, you’ll see your name on top. Tap it.
Step 3: Tap Payment & Shipping

Tap Payment & Shipping.
Note: This part does require authentication approval. It may need your Face ID, fingerprint, or password.
Step 4: Tap Add Payment Method

After completing the verification process, you’ll see an option to Add payment method. Tap that option.
Step 5: Tap Credit/Debit Card

Now, you’ll see a few options. You can tap Credit/Debit Card to add your 16-digit card number. Alternatively, you can tap Apple Cash to set your Apple Wallet as the payment method. You can also tap PayPal, which requires you to log into your PayPal account.
Step 6: Input Your New Card Information

Finally, input your card information or sign into your PayPal account. Then, click Done in the top right corner. For a walkthrough of these steps, you can refer to the following video:
How to Change Your App Store Payment Method on a Mac
You can easily update your App Store payment method from your Mac or MacBook. Here’s what to do:
Step 1: Open the App Store

Double-click the Launchpad in your Mac’s dock.
Note: The launchpad is the icon that has apps in it. Use the search bar at the top to quickly find applications.
Step 2: Click Your Name

After opening the App Store, you can click on your name in the bottom corner.
Note: If your name doesn’t appear, sign into your account by clicking the sign-in option.
Step 3: Click Account Settings

A window will open listing apps you have downloaded. Click Account Settings above those apps.
Step 4: Click Manage Payments

Verify your password and click Manage Payments. The Manage Payments option is allocated on the right next to your current payment method.
Step 5: Click Add Payment

Scroll down this page a bit and click the Add Payment button.
Step 6: Add Your Payment Method

Input your payment method credentials and tap Done at the bottom to add it to the App Store.
How to Change Your App Store Payment Method on a PC
You don’t need a Mac to update your App Store payment method. But you will need the iTunes App. Install the iTunes app from the Microsoft App Store (don’t worry, it’s less than 300 Mb). Then, follow these steps:
Step 1: Log into Your Apple Account

Before you can do anything, click Account at the top of the page and sign in.
Note: Be sure to sign into the iCloud account where you want to update your payment method.
Step 2: Click Account

After signing into iCloud, click Account at the top of iTunes.
Step 3: Click View My Account

Choose View My Account in the drop-down menu.
Step 4: Click Manage Payments

Verify your iCloud password when prompted. Then, click Manage Payments (third option down on the right).
Step 5: Click Add Payment

Scroll to the bottom of the page and click Add Payment.
Step 6: Add Your Credit/Debit Card

Enter your payment information and click Done.
Deleting App Store Payment Methods
Before we end our tutorial, you may want to delete some older App Store payment methods. If your iCloud account has been in use for a few years, you probably have a lot of outdated payment methods.
Fortunately, you can delete them on iOS, OSX, and Windows.
Note: Before removing any payment methods, beware that Apple may use an older payment as verification if you’re ever locked out of your iCloud account.
Removing App Store Payment Methods Using iOS
For those who prefer to manage payment methods on iOS, you can follow the same steps above (Settings>tap your name>Payment & Shipping). Then, tap on the outdated payment method and Remove at the bottom of the page.
Confirm that you want to remove that payment method.
Removing App Store Payment Methods Using a Mac
Using your Mac or Macbook to delete payment methods is pretty straightforward. Open App Store then, click your name at the bottom. Click Manage Payments and click Edit to the right of the method you want to delete.
Click Remove Payment Method at the bottom of the page.
Remove App Store Payment Methods Using iTunes
Finally, you can delete an App Store payment method if you have iTunes on your PC. Open iTunes and click Account (found at the top of the window). Click View My Account and select Manage Payments. Then, select Edit and Remove Payment Method at the bottom.
App Store Payment Methods Made Simple
Your default App Store payment method is useful for a host of reasons. While it’s handy for purchasing apps and paying subscription fees, you can’t do much without adding a valid payment method to the App Store.
Sometimes Apple will prompt you to update your payment method when a card expires. However, if your card is compromised or you open a new bank account, you won’t receive any communications about it until you try to make a purchase. To save yourself from a headache later, follow the steps above to update your App Store payment method.
The image featured at the top of this post is ©Tada Images/Shutterstock.com.