Cash App lets you spend money on the go. Using Cash Card, you can make purchases and transfer money anytime. But to have the Cash Card as your payment method, you must have a sufficient balance. You can easily add physical cash to Cash App by depositing paper money at a participating store or using a prepaid card reload.
Walmart, 7-Eleven, Target, Dollar Tree, Walgreens, and CVS allow you to load your account. Simply walk into these stores, ask the cashier to deposit the amount, verify yourself, and receive money in your Cash App. That’s how easy it is! But remember, most of these stores have a specific fee for paper money deposits, which is separate from the $1 Cash App charges.
You can easily find the participating merchant from your Cash App. But what if you can’t find any nearby? In such a situation, you can request a friend to send you an amount in exchange for physical money. Let’s learn how to add physical cash to Cash App in different ways!
Adding Physical Cash To Cash App via Paper Money Deposits
Cash App has a “Paper Money Deposit” feature that allows users to reload their accounts in exchange for physical cash. You may not see this feature in your Cash App account, as it isn’t available to everyone.
The Paper Money option lets you find a participating merchant nearby and get its address. Once obtained, reach there, inform the cashier, and hand them the cash. They will then ask for your barcode and ID verification and immediately transfer the money to your account. Follow the below steps to get started:
Step 1: Open the Bank Icon in the App
Start by opening the Cash App on your phone and finding the “Bank” icon on the homepage. It is located at the extreme left of the bottom menu. Tap it to open the Banking tab.
Step 2: Choose “Paper Money”
On the next screen, scroll to the bottom till you find the “Paper Money” option. It will open a map where you can easily access the nearest retail stores to deposit cash into your Cash App account.
Step 3: Pick the Store
Now, choose the store you want to visit to add physical money to Cash App and tap on it. A menu will pop up with multiple options. You can easily select “Directions” to reach the location or “Copy Address” to paste the link into Google Maps or Apple Maps. No matter what option you choose, make sure to keep the location feature enabled on your phone.
Step 4: Show Your Barcode To the Cashier
After reaching the store, walk straight to the counter and inform the cashier that you want to deposit paper money into your Cash App account. The representative will then ask you to show the barcode. You can access the code from the “Paper Money” screen by tapping “Show Barcode.”
When the cashier asks, give them the physical cash, including the fees that typically range between $1 to $3. Once your barcode is scanned, Cash App will instantly notify you about the cash deposit.
Where Can You Add Physical Cash To Cash App?
According to Cash App, you can add physical money to your account at the following stores:
- Dollar General
- Duane Reade
- Family Dollar
- Dollar General
- Pilot Travel Centers
- Kum & Go
- Rite Aid
- TravelCenters of America
Cash App Limits for Paper Money Deposits
Cash App allows you to deposit a maximum of $1,000 weekly and $4,000 monthly on a rolling calendar basis (starting from the next day of deposit). Your transactions must be equal to or more than $5 and shouldn’t exceed $500 for every deposit. When your rolling time frame is near, Cash App will notify you to get a reload as soon as possible.
Here is a step-by-step video for further reference:
How To Add Physical Cash To Cash App Through Prepaid Card Reload
You can add physical cash to Cash App through a prepaid card, but this technique can be time-consuming. It can also be costly since you’ll have to purchase a prepaid card separately from a retail store. For instance, you can easily find a Green Dot MoneyPak Card from 70,000+ stores, including Walgreens, Walmart, etc.
Once bought, you must load a certain amount to the card, ranging between $20 to $500. However, the $5.95 deposit fee might be a bummer. So, prepare your mind for it before opting for this step.
You will also have to register the card at “moneypak.com.” Then, send money to your Cash App account by adding your Cash Card details to the profile. Here is how you can add physical cash to Cash App through a prepaid card reload:
Step 1: Buy a Green Dot MoneyPak Card
Reach your nearest merchant and purchase a Green Dot MoneyPak Card. It is available in green packaging.
Step 2: Load the Card
Now, ask the cashier to load a certain amount on the card. Give them the cash and a flat fee of $5.95. Ensure to preserve the Green Dot MoneyPak Card’s package and its receipt for future transactions.
Step 3: Register the Card Online
Scratch the card once the cashier returns it to you to retrieve a code. Then, visit “moneypak.com” and create an account by following the on-screen instructions. Then, connect your Cash Card to the MoneyPak account and transfer the money. Your funds will then be visible in your Cash App account soon!
As you see, this way of adding physical cash to Cash App is both challenging and costly, but it still gets the job done. In fact, you can also use your Green Dot MoneyPak Card to load other cards, which you can check from here. So, what’s wrong with spending a few more dollars, right?
How To Add Physical Cash To Cash App By Asking a Friend
If the above options don’t work, you can simply ask a friend or family member with a Cash App account to transfer the desired funds. You can then pay them physical cash later to avoid the trouble. Here is how to request a friend on Cash App:
Step 1: Select the “$” Sign
Open the Cash App and tap the “$” sign on your homepage. It is the middle option on the bottom menu.
Step 2: Enter the Amount
Now, type in the cash you want to add to your Cash App account and tap “Request” to proceed.
Step 3: Provide the Sender’s Info
On the next screen, find the friend or family member you want to request the money from. Enter their $Cashtag, email address, or phone number in the “To” bar and tap on their name from the popped-up user profiles. Then, type the reason for the payment request in the “For” field and choose “Cash” as the “Send as” option.
Step 4: Hit Request
Cross-check all the provided information and tap “Request” to initiate the transaction. The amount will be instantly deposited to your Cash App account once the sender accepts your request.
Why Can’t I Add Physical Cash To Cash App?
Even if you follow the above methods correctly, errors are bound to happen. Here are some reasons you can’t add physical cash to Cash App, along with their solutions:
Poor Internet Connection
A poor internet connection is the most common reason for transaction failure on Cash App. You may be connected to a wireless network, but it can be weak to add physical cash to Cash App.
So, if you’re facing issues in making payments or transferring money to your Cash App account, always check your internet connection. Turn your WiFi off for some time, then power it on again to see if it works.
Insufficient Balance in Your Card
Adding money to Cash App may also fail if the paper money didn’t deposit to your prepaid card or Cash App account. Take your card to the nearest participating merchant to check its balance. If it’s insufficient, try reloading it again.
Your Bank Has Detected a Fraud
Every credible bank has a dedicated anti-fraud department that detects scams and fraudulent transactions. And while Cash App has many scammers, banks work hard to block illegal payment attempts.
Your transaction may also get blocked by the bank connected to your Cash App account. So, contact your bank’s customer service representative to inquire about the situation as soon as possible. Meanwhile, add physical cash to Cash App from another bank account.
Cash App Blocked the Transaction
Cash App has made its security and privacy policies quite strict in the past few years to detect frauds and take steps to block them instantly. Thus, Cash App may have flagged your money transfer request as a scam, resulting in the failure. In some cases, the company may block the transaction entirely.
If none of the above factors are the reason behind the transaction failure, you should contact Cash App Support to connect with a representative. The team will inquire about your situation and suggest solutions accordingly.
You can add physical cash to Cash App via direct deposit at a participating retailer or through a prepaid card. For the first method, you will have to find the closest store in your vicinity that supports Cash App. Visit Walmart, Walsgreen, 7-Eleven, or any store and ask the cashier to deposit paper money into your Cash App account, then show the barcode and the funds will be instantly deposited.
Alternatively, you can buy a prepaid card, such as Green Dot MoneyPak Card, then load it for physical money and make an account on “Moneypak.com.” Once done, link your profile to your Cash Card and transfer money from your Green Dot MoneyPak Card to your Cash App.
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