How to Add Money to Venmo Instantly: Step-By-Step With Photos

Key Points

• Venmo has a feature that allows users to add money instantly, but there are prerequisites that must be completed before using this feature.
• To add money to Venmo using the mobile app, users need to tap the ‘Me’ icon, go to the Wallet section, tap ‘Manage’, and then tap ‘Add Money’.
• Users can also add money to Venmo through direct deposit or by having someone send them money.
• Adding money to Venmo requires linking a bank account and obtaining a Venmo debit card.

You probably know how to send money to people on Venmo. But do you know how to add money to Venmo so it appears instantly? Fortunately, it’s a feature we use often and we’re happy to teach you how to do it!

Venmo is one of the best apps for sending funds while also keeping up with friends. Fortunately, it’s also easy to use and full of neat features. One of the best features it has is the ability to add money instantly. Whether you prefer the mobile app or the web browser, we’ll show you how to do it!

Adding Money to Venmo Instantly – Prerequisites

The process of adding money instantly to Venmo is quite simple. However, the prerequisites are lengthy and must be completed before you attempt instant money transfers.

Instant money transfers on Venmo are different from adding or sending money. Most transactions where you’re adding money to your bank account or adding money to Venmo from your account take 3 to 5 business days. Venmo added instant money transfers as a way to help consumers transfer funds faster. However, you can’t use the feature until you get a Venmo debit card and link your bank account.

Before following the steps below, ensure you have the following:

• An active Venmo account.
• A Venmo debit card.
• You’ve linked your bank account (just linking your debit cards will not work).

Once you have all of these things ready, you can follow the steps below to transfer money to Venmo instantly!

How to Add Money to Venmo – Mobile App

If you, like most users, prefer the Venmo mobile app on your smartphone, you can instantly add money with a few taps. The process is simple, and it only takes a few steps.

Here’s what to do:

Step 1: Tap the Me Icon

Launch the Venmo app and tap the Me icon in the lower right corner.

Note: You may have to log into your Venmo account first. Ensure you log into the correct account and have the ability to complete the two-step verification process.

Step 2: Go to Wallet

There are two options at the top of your Venmo profile page, Wallet and Payments. Ensure you’re on the Wallet tab.

Step 3: Tap Manage

You’ll see your current Venmo balance on the left. Just to the right of that, you’ll see Manage. Tap the Manage button.

Step 4: Tap Add Money

A small pop-up window will appear, giving you a few options. Tap Add Money to add money to your Venmo account.

Step 5: Add Money

Finally, set the amount you’d like to transfer and tap Next. Then, verify that you’re adding money to Venmo using the correct bank account. Finally, tap Add Money.

Venmo will then let you know how long it will take in the pop-up window at the bottom of the screen.

Note: You can only transfer money to your Venmo account instantly if you’re using a bank account and you have a Venmo debit card.

Other Ways to Add Money to Venmo

Unfortunately, adding money to Venmo instantly isn’t an option for everyone. You must link your bank account and get your Venmo debit card before you can add funds. Naturally, we wouldn’t leave our amazing readers without solutions, though.

If you really need to add money to Venmo right now, you aren’t completely out of luck. There are still some ways you can use Venmo to process payments quickly. Of course, you can add your Venmo debit card to Apple Pay, but that doesn’t really help us if you don’t already have your debit card. So here are a few other options for getting money into your Venmo account.

Venmo Direct Deposit

If you use your Venmo account frequently, it may be a good idea to set up Direct Deposit. You can find your Venmo account and routing number in the Settings on the Venmo app. Tap the Me icon, then tap Settings, and Direct Deposit.

Copy the two numbers and fill out your company’s direct deposit paperwork with the Venmo account and routing number. Most employers even let you set a certain amount to go to this account, and the rest to your main bank account.

Have Someone Send You Money

If you’re really in a bind and need to add money to your Venmo account instantly, you could have a friend or family member send it to you. The money will appear in your Venmo account balance instantly, and you can take care of your business.

All another Venmo user has to do is search for your account and submit a transaction. The process is simple, and it’s the best way to add money to your Venmo account if the steps above aren’t working for you. Of course, do keep in mind that it takes some time to transfer money back to your bank account. So, we hope you’re trying to pay with Venmo.

Add Money to Venmo – Wrap Up

You’d think adding money to Venmo wouldn’t have so many rules and prerequisites. Unfortunately, it does. Hopefully, you have time to set everything up before you really need the feature. But if you don’t, you can try another payment method, or have a friend send you some coins (with the promise that you’ll pay them back, naturally).

Fortunately, once you get everything set up, adding money is pretty simple. Just follow the steps above and keep money in your Venmo account!

Summary Table

The image featured at the top of this post is ©rafapress/Shutterstock.com.