How to Add Money to PayPal in 6 Steps, With Photos

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How to Add Money to PayPal in 6 Steps, With Photos

Paypal is an electronic payment service that lets users quickly send and receive money online. It allows users to send money from their PayPal accounts to other PayPal accounts for a small fee. You can use the service to pay bills, book events, buy groceries, and even run an online business. Paypal makes it easy to do important financial transactions from the comfort of your own home. Even better, most service providers like Netflix are linked to Paypal.

If you are like me, then Paypal handles a lot of bills for you. But, before you can send money, you must understand how to add money to your Paypal account. Adding cash ensures that you have immediate funds in your Paypal account for any financial action. This article outlines the steps you need to take to add money to your PayPal account.

Steps for Adding Money to Your Paypal Account

Navigating the PayPal website may be challenging if you do not know the exact steps. It gets even more complicated when you want to add money to the account. While a slight misstep may keep you from your goal, you can manage it with some help. This guide provides a comprehensive step-by-step procedure for adding money to your PayPal account. Please follow the steps outlined below to make your Paypal transactions easier and faster.

Step 1: Log in to Your PayPal Account

Start by Googling the official PayPal website using your browser. It has a unique “P”-shaped logo. Click on the words “A Simple and Safer Way to Pay and Get Paid.” This action automatically opens the PayPal website.

Add money to PayPal, Google
Find and open the PayPal website.

After opening the PayPal website, you will notice a page with multiple options. Go to the top right corner of the page and select “Log In”. This is the prompt that will allow you to enter your PayPal account. Click on it to proceed. 

Add money to PayPal website
Log in to your PayPal account first.

If you choose Login, the page takes you to a dialog box where you have to enter your PayPal login information. Take your time to enter the correct email and password in the dialog box shown below. After this, press on “Log in” at the bottom.

Add money to PayPal log in
Type your log in details carefully.

You will notice that the PayPal website opens your PayPal dashboard. This dashboard displays your balance, the option to send money, the option to receive money, your wallet, your activity, and more.

Add money to PayPal dahboard
This is the main page through which you interact with PayPal.

Step two happens on that same Paypal dashboard. It entails connecting your bank account or credit card to your PayPal account. On the right side of the dashboard page, you will note the prompt “Link a Card or Bank,” as shown below. Go ahead and click on this prompt.

Add money to PayPal dahboard
Choose “Link a Card or Bank” on the right.

This step is critical for those who still need to link their bank accounts to their PayPal accounts. Connecting your card or bank account is essential because this is the account you will use to add money to your PayPal account. 

After clicking “Link a Card or Bank” in Step 2 above, the dialog box below appears. Note that the box has five spaces where you will key in your card details. These spaces include: 

  • debit or credit card number
  • card type
  • expiration date
  • security code
  • billing address

This is what the dialog box looks like.

Add money to PayPal, Card info
Type in all the details of the card you would like to link to PayPal.

In the topmost space, enter your debit or credit card number. Ensure that you are precise and that you have correctly entered the numbers. After that, press on the “Card type” prompt. Here, you will choose the type of card that you use. It can be Visa, Mastercard, American Express, Discover, or UnionPay. Choose your exact card type.

Proceed to enter your card’s expiration date in the third dialog box. The fourth dialog box is unique as it is only for those who have a CSC code. If your card has this code, then enter it here. Finaly, input your billing address in the fifth dialog box.

After completing these five sub-steps, click the “Link Card” option at the bottom.

This step automatically links your PayPal account with the credit card you will use to add money.

Step 4: Transfer Money From Your Card or Bank Account

After completing step 3, Paypal will take you to the “Dashboard” page, similar to the page in step 1 above. You will immediately notice the “Transfer Money” button under your balance on this page. It looks like the picture below:

Add money to PayPal dahboard
Select “Transfer money” at the bottom left of the PayPal dashboard.

Click this button to transfer money from your card to your PayPal account.

Step 5: Add Money to Your Paypal Balance

This is the step that fulfills your goal. After clicking the “Transfer Money” option in step 4 above, the following dialogue box appears:

Add money to PayPal
Scroll down until you find “Add money to your balance” under “Money in”.

There are three options to choose from. The first is “Transfer to your bank” and the second is “Request a check by mail.” At the bottom of this page, you will notice the option “Add money to your balance.” Of course, this is the one that you wanted, so click on it.

Step 6: Enter the Amount You Want to Add to PayPal

Be sure to key in the number of funds you intend to transfer from your bank. Refrain from making a mistake, since this is an automated process. After entering the amount in the dialogue box below, hit the “Add” button.

Add money to PayPal
Type in the amount carefully and check that it is correct before pressing “Add”.

After clicking the “Add” button, it takes you to the dialog box shown below.

Add money to PayPal confirmation
This is your last chance to check that you have typed in the correct amount.

Click “Add” (Amount) to complete the transfer process in the dialogue box above. Ideally, this is the final stage of adding money to PayPal and having your funds ready for shopping, making payments, or transferring to other PayPal account holders.


PayPal has established itself as an efficient way to receive and send funds worldwide. We can use it to pay multiple bills and receive funds from friends and family. It is no wonder most service providers, like Netflix, have PayPal accounts. However, we must first add money to PayPal to pay for these services using PayPal accounts.

The entire process of adding money to your PayPal account is pretty simple and easy to follow. First, you link your bank account or credit card. After this, you can transfer money and add it to your Paypal account. Linking your bank account to PayPal is crucial because PayPal can withdraw money directly from linked sources without you having to add funds to your PayPal balance. You can transfer money directly from a bank account. Moreover, you can also link a credit or debit card, which PayPal uses whenever you make payments or send cash.

Check out the video below for a quick refresher of the points in this post.

Frequently Asked Questions

How long does it take to add money to your PayPal account?

Adding money to your PayPal account typically takes only a few minutes. However, depending on your bank, it might take up to three working days.




What is the fee that is charged for adding money to PayPal?

Paypal has set different charges depending on the methods you use to add money to PayPal. Here are the various techniques and the cost of adding money using these methods.

  • Linked card: Confirmation fee of $1.95
  • Receiving PayPal payments: PayPal charges no fee. It is free of charge.
  • Bank transfer: It is free of charge.
  • Cashing a check: Within the 10-day limit, it is free.

Can you use the PayPal app to add cash to your PayPal account?

The short answer to this is yes, you can. PayPal allows users to add money to their accounts using the PayPal app. This app method is mostly available in the United States at registered outlets.

These outlets include CVS, GameStop, Dollar General, Walmart, Rite-Aid, Office Depot, Family Dollar, and 7-Eleven.

How can I add money to PayPal without a bank account?

You can add money to your account by using the PayPal app. You are required to visit a variety of popular retailers who will conduct the barcode process. Here are the steps that you will take:

  • Launch the PayPal app on your smartphone.
  • Tap More once the app opens.
  • Proceed to tap Add cash at the store.
  • Select the retail store where you want to add your money.
  • Tap Generate Barcode.
  • Take your code to any location of the retailer you have chosen.

Once you finish the transaction, PayPal will email you a confirmation. The email confirms that the money has been added to your account. This process usually takes about 15 minutes.




Do you need to link a card or bank account to receive PayPal funds?

You are not required to link a bank account or credit card to receive money on PayPal. You don’t need any of these to receive funds. However, PayPal will require you to link your bank account to send money or withdraw funds. Therefore, it is best to link your card or account beforehand.

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