How to Add Money to PayPal in 6 Steps, With Photos

Paypal is an electronic payment service that lets users quickly send and receive money online. It allows users to send money from their PayPal accounts to other PayPal accounts for a small fee. You can use the service to pay bills, book events, buy groceries, and even run an online business. Paypal makes it easy to do important financial transactions from the comfort of your own home. Even better, most service providers like Netflix are linked to Paypal.

If you are like me, then Paypal handles a lot of bills for you. But, before you can send money, you must understand how to add money to your Paypal account. Adding cash ensures that you have immediate funds in your Paypal account for any financial action. This article outlines the steps you need to take to add money to your PayPal account.

Steps for Adding Money to Your Paypal Account

Navigating the PayPal website may be challenging if you do not know the exact steps. It gets even more complicated when you want to add money to the account. While a slight misstep may keep you from your goal, you can manage it with some help. This guide provides a comprehensive step-by-step procedure for adding money to your PayPal account. Please follow the steps outlined below to make your Paypal transactions easier and faster.

Step 1: Log in to Your PayPal Account

Start by Googling the official PayPal website using your browser. It has a unique “P”-shaped logo. Click on the words “A Simple and Safer Way to Pay and Get Paid.” This action automatically opens the PayPal website.

After opening the PayPal website, you will notice a page with multiple options. Go to the top right corner of the page and select “Log In”. This is the prompt that will allow you to enter your PayPal account. Click on it to proceed. 

If you choose Login, the page takes you to a dialog box where you have to enter your PayPal login information. Take your time to enter the correct email and password in the dialog box shown below. After this, press on “Log in” at the bottom.

You will notice that the PayPal website opens your PayPal dashboard. This dashboard displays your balance, the option to send money, the option to receive money, your wallet, your activity, and more.

Step 2: Link A Card or Bank Account

Step two happens on that same Paypal dashboard. It entails connecting your bank account or credit card to your PayPal account. On the right side of the dashboard page, you will note the prompt “Link a Card or Bank,” as shown below. Go ahead and click on this prompt.

This step is critical for those who still need to link their bank accounts to their PayPal accounts. Connecting your card or bank account is essential because this is the account you will use to add money to your PayPal account. 

Step 3: Ensure You Link Your Bank Account

After clicking “Link a Card or Bank” in Step 2 above, the dialog box below appears. Note that the box has five spaces where you will key in your card details. These spaces include: 

• debit or credit card number
• card type
• expiration date
• security code
• billing address

This is what the dialog box looks like.

In the topmost space, enter your debit or credit card number. Ensure that you are precise and that you have correctly entered the numbers. After that, press on the “Card type” prompt. Here, you will choose the type of card that you use. It can be Visa, Mastercard, American Express, Discover, or UnionPay. Choose your exact card type.

Proceed to enter your card’s expiration date in the third dialog box. The fourth dialog box is unique as it is only for those who have a CSC code. If your card has this code, then enter it here. Finaly, input your billing address in the fifth dialog box.

After completing these five sub-steps, click the “Link Card” option at the bottom.

This step automatically links your PayPal account with the credit card you will use to add money.

Step 4: Transfer Money From Your Card or Bank Account

After completing step 3, Paypal will take you to the “Dashboard” page, similar to the page in step 1 above. You will immediately notice the “Transfer Money” button under your balance on this page. It looks like the picture below:

Click this button to transfer money from your card to your PayPal account.

Step 5: Add Money to Your Paypal Balance

This is the step that fulfills your goal. After clicking the “Transfer Money” option in step 4 above, the following dialogue box appears:

There are three options to choose from. The first is “Transfer to your bank” and the second is “Request a check by mail.” At the bottom of this page, you will notice the option “Add money to your balance.” Of course, this is the one that you wanted, so click on it.

Step 6: Enter the Amount You Want to Add to PayPal

Be sure to key in the number of funds you intend to transfer from your bank. Refrain from making a mistake, since this is an automated process. After entering the amount in the dialogue box below, hit the “Add” button.

After clicking the “Add” button, it takes you to the dialog box shown below.

Click “Add” (Amount) to complete the transfer process in the dialogue box above. Ideally, this is the final stage of adding money to PayPal and having your funds ready for shopping, making payments, or transferring to other PayPal account holders.

Takeaways

PayPal has established itself as an efficient way to receive and send funds worldwide. We can use it to pay multiple bills and receive funds from friends and family. It is no wonder most service providers, like Netflix, have PayPal accounts. However, we must first add money to PayPal to pay for these services using PayPal accounts.

The entire process of adding money to your PayPal account is pretty simple and easy to follow. First, you link your bank account or credit card. After this, you can transfer money and add it to your Paypal account. Linking your bank account to PayPal is crucial because PayPal can withdraw money directly from linked sources without you having to add funds to your PayPal balance. You can transfer money directly from a bank account. Moreover, you can also link a credit or debit card, which PayPal uses whenever you make payments or send cash.