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PayPal is a super convenient and easy-to-use payment method for online purchases. Since its founding in the late 1990s, the fintech (or financial technology) company has grown to become one the most trusted names in online retail today. One of the most useful features on the PayPal app is the inclusion of a digital wallet that displays all your most-used payment methods for ease of use. But have you ever wondered how to add cards to PayPal Wallet? Keeping in line with what we’d expect from PayPal, the process is incredibly simple. Just follow along with the steps and photos below.

Why Add Cards to PayPal Wallet?

Before breaking down the process of how to add cards to PayPal Wallet, it’s worth asking the question: Why add cards to PayPal Wallet in the first place? As it turns out, there are a number of very good reasons to do so. PayPal gives users the option to link their bank account information, their debit card info, their credit card info, and even their Amex Send account information.

Adding any one of these payment methods to your PayPal Wallet will result in greater ease for you when using PayPal or simply when online shopping. All in all, here are two major reasons to add cards to PayPal Wallet.


First and foremost, there’s the simple convenience of having all your cards in one place: within the Wallet feature on the PayPal app. When they’re all arranged and sorted in digital form, you can easily swipe through them and select the particular payment method you’d prefer to use at that specific point in time.

No need to go grab your purse or your physical wallet — It’s all arranged and stored right inside the PayPal Wallet on the app. Best of all, when shopping online and choosing PayPal at checkout, every one of the cards and payment methods in your PayPal Wallet will pop right up.


Just as important as convenience is the peace of mind that comes from security. When you add cards to PayPal Wallet, you know they’re safe and secure within PayPal’s state of the art digital security framework. No need to lug around your purse or your physical wallet on the off-chance you might want to make an online purchase.

When in public, you run the risk of you losing said purse or wallet. But, when everything’s stored digitally, you won’t even have to worry about bringing your physical card out to make an online purchase. It’s all stored safely and securely in the PayPal Wallet.

How to Add Cards to PayPal Wallet

With this, let’s break down exactly how to add cards to PayPal Wallet. It’s a relatively simple process, involving just five steps in all. Alas, it’s nevertheless a process that requires close attention be paid to these specific steps. No matter if you’re adding a bank account, a credit card, or a debit card, the process will remain the same.

Follow along with the steps and photos below, then check out the FAQ for any other lingering questions you may have. (This process should look identical whether you’re on an Apple or Android device. For the sake of this guide, we’re using an iPhone.)

Step One: Log In to PayPal App

Firstly, you’ll need to download the PayPal app if you haven’t already done so. Then, you’ll need to log in to your PayPal account on the PayPal app. If you have two-factor authentication enabled, you’ll have to follow the prompt to ultimately gain access to your account. Usually, this is as easy as a code texted to your phone and entered into the appropriate space. Sometimes, you may be asked to complete a CAPTCHA as well.

Add cards to PayPal wallet
Launch the PayPal app, then enter your login credentials.


Step Two: Go to Wallet

Secondly, once you’ve logged into the PayPal app, you’ll need to take a look at the number of tabs at the bottom of the screen. You should see five options: Home, Finances, Payments, Deals, and Wallet. We’re looking for Wallet. Tap that one, located in the bottom right-hand corner of the screen, to get to your PayPal Wallet.

Add cards to PayPal wallet
Wallet” is located at the bottom right-hand corner.


Step Three: Tap “Add Banks and Cards”

Now on the PayPal Wallet page, you’ll see a number of options along the top of the screen. These range from “View Activity” to “PayPal Debit Card” to “Add Banks and Cards” to “PayPal Savings” to “Go to Direct Deposit.” We’re looking for the one smack-dab in the middle: Add Banks and Cards. Tap that, and make sure you have your payment method ready so you can add cards to PayPal Wallet.

Add cards to PayPal wallet
From the Wallet tab, select “Add banks and cards.”


Step Four: Select an Option

Once tapping “Add Banks and Cards,” you’ll have three options to choose from: Banks, Debit and Credit Cards, or Amex Send Account. These are pretty self-explanatory, but simply put, “Banks” lets you link your checking or savings account to your PayPal account, “Debit and Credit Cards” links the corresponding cards, and “Amex Send Account” is for those with an account with American Express’s Venmo alternative Amex Send. Tap the appropriate option for you — in this case, “Debit and Credit Cards.”

Add cards to PayPal wallet
Select the middle option, “Debit and credit cards.”


Step Five: Complete Setup

On the next page, you’ll be met with two choices: Link your card manually, or log into a banking account. To link a card manually, you’ll enter in your credit or debit card details by hand. PayPal also gives you the option to scan the card with your smartphone camera, which will capture the numbers and information from the front or the back and enter it in automatically.

Add cards to PayPal wallet
You can either link your card manually or log in to your bank account.


After selecting one of the two options, you’ll be taken to another page to complete the setup. For the sake of this demonstration, we selected “link a card manually.” On the following page, PayPal walks you through the act of entering your card number, expiration date, and security code.

Add cards to PayPal wallet
You can enter your card number or scan your card to get started.


Ultimately, you can add up to eight cards in total using this method. Try to add any more than eight, and you’ll need to remove one of the existing cards in the account first. PayPal is a very safe service to use, thanks to the site’s intricate security measures such as end-to-end encryption and two-factor authentication.

How to Add Cards to PayPal Wallet in 5 Steps (With Photos) FAQs (Frequently Asked Questions) 

Can you add PayPal to Apple Pay?

At this point in time, there is no ability to add PayPal to your Apple Pay wallet. This means that, as of this writing, you cannot use PayPal to make contactless purchases with your Apple Pay account. The reason why remains unclear, but one thing is certain: You can, in fact, add PayPal to your Apple ID. This means you can still use PayPal to buy music or make purchases on the App Store.

Can you add PayPal to Google Pay?

While Apple Pay doesn’t support PayPal at this point in time, Google Pay does support PayPal integration. Simply go to the Google Pay app and add PayPal as a payment method, just as you would with a credit or debit card. The inverse is not true, however. There’s presently no way to add Google Pay to your PayPal Wallet.

Can you add PayPal to Samsung Pay?

Just like with Google Pay, there is a way to add PayPal to your Samsung Pay account. The setup is super easy. Just open the Samsung Pay app, go to the Cards page, select the option to add PayPal, and then enter your credentials. This feature is only available on Samsung phones. There is currently no Samsung Pay app for the iPhone or Apple Watch.

Is PayPal safe to use?

PayPal is approaching half a billion users worldwide and is currently accepted in more than 200 countries across the planet. While this is a true testament to its accessibility, it’s also a sign of just how desirable it is to hackers and cyber criminals. With that being said, PayPal is a very safe service to use thanks to the site’s intricate security measures such as end-to-end encryption and two-factor authentication.

How many cards can I link to my PayPal account at once?

As of this writing, PayPal supports a total of eight cards on any one PayPal account. Try to add any more than eight, and you’ll need to remove one of the existing cards in the account first. This might sound like an inconvenience, but it ultimately exists to help keep your account secure. Too many cards, and you run the risk of greater financial damage in the instance of a security breach.

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