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GPay vs. Google Pay: What’s the Difference and Which is Better?

Google Pay at card reader

GPay vs. Google Pay: What’s the Difference and Which is Better?

Key Points

  • GPay and Google Pay are two different mobile payment platforms that allow you to buy goods or services or transfer money online.
  • GPay offers more capabilities, including peer-to-peer payments and features that give business owners information about customer behavior.
  • With Google Pay, you can make payments in stores using NFC technology, while GPay offers the same payment options and additional offers that can be converted to cash.
  • Both GPay and Google Pay can be used for online shopping, but GPay allows you to make and receive payments from individuals or groups.

GPay and Google Pay are two different mobile payment platforms, and their similarities may easily confuse a lot of people. Both GPay and Google Pay allow you to buy goods or services or transfer money anywhere, anytime online.

Google Pay was the first to enter the scene and took over Android Pay. It then enabled users to make payments connected to Google Chrome, but GPay arrived shortly after with additional benefits.

They have plenty of differences, so let’s break down everything you need to know about GPay and Google Pay.

GPay vs. Google Pay: Side-by-Side Comparison

GPayGoogle Pay
Initial ReleaseNovember 2020 18th, introduced as an upgrade to Google PayFirst known as Google Wallet and was introduced on September 19th, 2011, then merged with Android Pay and became Google Pay in 2018
Primary UseService to make payments and send money to othersService to make payments in person or virtually using NFC
FeaturesContactless payment via NFC technology, track finances, store couponsContactless payment via NFC technology
DevelopersIndia is the original developer, but currently, Google owns GPayGoogle

GPay vs. Google Pay: What’s the Difference?

Although Google owns both GPay and Google Pay, their main difference is in how they function. While Google Pay offers more straightforward payment methods, GPay has more capabilities, including peer-to-peer payments. It’s a well-rounded payment method that allows you to send money to anyone anytime. 

GPay also has additional features that give business owners information about customer behavior and offers that you can convert to cash.

Let’s break down the key differences you need to know.

In-Store

With your Android phone, you can make payments in different stores that accept Google Pay services. After buying your items or services, you’ll unlock your Android phone and place it near the payment terminal. The NFC technology enables you to pay after following the onscreen instructions on your device.

Alternatively, you can use GPay to make the same payments or do more. The more you use GPay to pay for a wide variety of services, the more you get offers that you can convert to cash or transfer to your bank account. This makes GPay a premium payment and money transfer solution.

Online Shopping

Online shoppers can use GPay or Google Pay to buy items or services from websites that support these online payment methods. After shopping, click Google Pay or GPay as you check out. If you want to change a card, click the Payment Method option and change your current card or add another one. Also, remember to turn on the password protection feature to make your online transaction safer.

Google Pay Apple Pay window storefront mobile payment services
Google Pay and GPay are entirely separate services, with GPay being the more feature-rich of the two.

Pay and Receive Payments

While Google Pay offers great payment methods, GPay enables you to make and receive payments from an individual or group. To send or receive such payments, both the sender and the recipient must have the GPay app. 

If the recipient does not have GPay, you can invite them to join. When receiving money, the funds go directly to your bank account. If you’re paying bills and need to split the bill between two or more people, you can do it with GPay.

GPay vs. Google Pay: 9 Must-Know Facts

  • Both apps have tight security measures to keep your data safe through encryption, authentication, and fraud detection measures.
  • Users can customize their security settings in both apps.
  • Businesses accepting NFC payments cannot tell the difference between payments made via GPay or Google Pay.
  • If your mobile device is stolen, you can delete your Google Pay account remotely to protect your sensitive information.
  • Google Play can work on iOS devices running on version 10.0 or higher.
  • GPay and Google Pay are fast and secure ways to send and receive money directly to your bank account.
  • Google Pay is one of the most popular money transfer services, with over 150 million active users in 42 markets around the globe.
  • When buying goods or services with GPay or Google Pay, your credit card information is not seen by the merchant.
  • When setting up GPay or Google Pay, you provide your credit card information once during an initial setup.

GPay vs. Google Pay: Which One Should You Use?

Although GPay and Google Pay have some similarities, GPay is best for people who want a feature-rich app. GPay users can do what Google Pay does and much more, like send money to people, secure packing in cities, and track financial information. 

It’s also a good source of information for most marketers who are analyzing customer behavior and improving their services. While Google Pay is also ideal for people making simple payments, GPay is a superior app that offers additional benefits.

Frequently Asked Questions

Can users use GPay or Google Pay's NFC feature on an iPhone?

Although iPhone users can use GPay and Google Pay on their devices, the NFC contactless payment feature is only available on Android phones. However, some businesses still accept GPay or Google Pay methods from iPhone users. They’ll provide you with a phone number or QR code for you to make payments. 

Where is GPay or Google Pay accepted?

If you have a GPay or Google Pay account, you can make payments in various brick and motor businesses, including gas stations, restaurants, or grocery stores. These establishments usually have a Google Pay sign, or you can ask if they’ll accept Google Pay.

When you check Google Pay’s partnership online, you’ll find different businesses that accept GPay or Google Pay.

Is it possible to have GPay on more than one phone?

Yes, you can have your GPay on more than one device, but there’s a limit. You’ll only be able to add the same card on up to 10 devices. This limit helps keep your information and account secure. Android phones running on version 5.0 or higher will support GPay. 

Other Android devices that are compatible with GPay and Google Pay include WearOS and tablets. Download and install Google Pay on your device after verifying the version. 

Do all GPay and Google Pay users need a SIM?

Yes, and if you want to start using GPay or Google Pay services, you must register using a SIM. The SIM should be registered in a bank for security reasons.

Is Google Pay a safe money transfer method?

Google Pay has layers of advanced security that ensure your transaction is safe. For example, when making payments with Google Pay, a merchant only sees your virtual account number instead of the real one. This ensures your account is always safe when making transactions online. 

Also, you can lock your account remotely if your device gets lost. Other in-built security measures include a pin, fingerprint, or pattern that always helps to keep your device and account safe.

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