- GPay and Google Pay are two different mobile payment platforms that allow you to buy goods or services or transfer money online.
- GPay offers more capabilities, including peer-to-peer payments and features that give business owners information about customer behavior.
- With Google Pay, you can make payments in stores using NFC technology, while GPay offers the same payment options and additional offers that can be converted to cash.
- Both GPay and Google Pay can be used for online shopping, but GPay allows you to make and receive payments from individuals or groups.
GPay and Google Pay are two different mobile payment platforms, and their similarities may easily confuse a lot of people. Both GPay and Google Pay allow you to buy goods or services or transfer money anywhere, anytime online.
Google Pay was the first to enter the scene and took over Android Pay. It then enabled users to make payments connected to Google Chrome, but GPay arrived shortly after with additional benefits.
They have plenty of differences, so let’s break down everything you need to know about GPay and Google Pay.
GPay vs. Google Pay: Side-by-Side Comparison
|November 2020 18th, introduced as an upgrade to Google Pay
|First known as Google Wallet and was introduced on September 19th, 2011, then merged with Android Pay and became Google Pay in 2018
|Service to make payments and send money to others
|Service to make payments in person or virtually using NFC
|Contactless payment via NFC technology, track finances, store coupons
|Contactless payment via NFC technology
|India is the original developer, but currently, Google owns GPay
GPay vs. Google Pay: What’s the Difference?
Although Google owns both GPay and Google Pay, their main difference is in how they function. While Google Pay offers more straightforward payment methods, GPay has more capabilities, including peer-to-peer payments. It’s a well-rounded payment method that allows you to send money to anyone anytime.
GPay also has additional features that give business owners information about customer behavior and offers that you can convert to cash.
Let’s break down the key differences you need to know.
With your Android phone, you can make payments in different stores that accept Google Pay services. After buying your items or services, you’ll unlock your Android phone and place it near the payment terminal. The NFC technology enables you to pay after following the onscreen instructions on your device.
Alternatively, you can use GPay to make the same payments or do more. The more you use GPay to pay for a wide variety of services, the more you get offers that you can convert to cash or transfer to your bank account. This makes GPay a premium payment and money transfer solution.
Online shoppers can use GPay or Google Pay to buy items or services from websites that support these online payment methods. After shopping, click Google Pay or GPay as you check out. If you want to change a card, click the Payment Method option and change your current card or add another one. Also, remember to turn on the password protection feature to make your online transaction safer.
Pay and Receive Payments
While Google Pay offers great payment methods, GPay enables you to make and receive payments from an individual or group. To send or receive such payments, both the sender and the recipient must have the GPay app.
If the recipient does not have GPay, you can invite them to join. When receiving money, the funds go directly to your bank account. If you’re paying bills and need to split the bill between two or more people, you can do it with GPay.
GPay vs. Google Pay: 9 Must-Know Facts
- Both apps have tight security measures to keep your data safe through encryption, authentication, and fraud detection measures.
- Users can customize their security settings in both apps.
- Businesses accepting NFC payments cannot tell the difference between payments made via GPay or Google Pay.
- If your mobile device is stolen, you can delete your Google Pay account remotely to protect your sensitive information.
- Google Play can work on iOS devices running on version 10.0 or higher.
- GPay and Google Pay are fast and secure ways to send and receive money directly to your bank account.
- Google Pay is one of the most popular money transfer services, with over 150 million active users in 42 markets around the globe.
- When buying goods or services with GPay or Google Pay, your credit card information is not seen by the merchant.
- When setting up GPay or Google Pay, you provide your credit card information once during an initial setup.
GPay vs. Google Pay: Which One Should You Use?
Although GPay and Google Pay have some similarities, GPay is best for people who want a feature-rich app. GPay users can do what Google Pay does and much more, like send money to people, secure packing in cities, and track financial information.
It’s also a good source of information for most marketers who are analyzing customer behavior and improving their services. While Google Pay is also ideal for people making simple payments, GPay is a superior app that offers additional benefits.
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